Las agencias de seguros y los individuos definirían de antemano qué árbitros o jueces privados utilizarían en caso de conflicto.
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El uso de armas y la confrontación directa son costosos y peligrosos. Las agencias preferirán la disuasión y los acuerdos pacíficos antes que las balaceras para proteger sus propios márgenes de ganancia. 3. Justicia sin Estado: Tribunales y Arbitraje de Mercado Las agencias de seguros y los individuos definirían