If you want to jump straight into multiplayer matches with a completely unlocked roster, downloading a 100% complete memory card save file is your quickest option.
Save files on the PlayStation 2 are strictly region-locked. A European save file will not work on a Japanese ISO.
to inject the save data directly into your virtual memory card University of Waterloo Prerequisites
A classic memory card utility tool, required only if you are using older versions of PCSX2 and need to extract files into .psu format. Step 1: Locate and Download the Right Save File